Not sure yet whether you've made it financially? Ask yourself the following: Are you living in a $6.5 million Soho loft with 13-foot ceilings, with original "hand-hewn timber columns?" Is Lenny Kravitz your next door neighbor? Have you ever sold your apartment to an anonymous buyer with "old European money" and then described the hard-working members of the "building staff" as "little puppies wagging their tails eager to do something to help you out?"

If you answered "no" to any/all of the above questions, unfortunately you probably aren't ready to apply for that millionaire's club membership just yet.

On the other hand, we'd wager you're infinitely more likable than condescending jackass-slash-trader, Richard Barabino.

Besides, the way we see it, nobody "needs" hand-hewn timber columns, people who refer to other human beings as "puppies" are generally compensating for something, and Lenny Kravitz hasn't had a good song since he covered The Guess Who's "American Woman" for the Austin Powers 2: The Spy Who Shagged Me soundtrack.